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 How It Works


Step 1 - Apply Online

Apply Online and complete our quick and easy online application. We understand you can get busy, so you can even request a call back.

Step 2 - Application Success

Our team responds and acts on every application as soon as you complete it, so you can be assured of a quick answer. No wasting time and more getting the equipment you need.

Step 3 - Equipment Financed!

Once approved, you’ll be on your way with your equipment fully financed by Equipment Finance Centre. It’s that easy!

Equipment Finance Key Facts


We understand that when you are considering taking out finance for a large piece of commercial equipment, you need to know all the pertinent facts before hand. We have produced the list of facts below to help you understand just how our equipment financing works. If you have any questions that remain unanswered, then please feel free to contact us.

What types of commercial equipment can I get finance for?

We can arrange finance for commercial equipment used by many types of businesses. This can be simply a van, ute or truck the business needs, or advanced commercial equipment and machinery such as tractors, bailers, sprayers, lifts, diggers and other heavy plant and agricultural equipment.

How much can I borrow to finance equipment purchase?

Generally, we can offer up to a maximum value of $65,000 for a single piece of equipment. If you require more than this, then you can contact us and we may be able to help.

What is the tax implication of taking on equipment finance?

Because your equipment finance repayments will usually be seen as a direct business expense on your balance sheet, they are 100% deductible on your tax return.

How do repayments work?

We can offer a wide range of repayment frequencies and terms. This means that your budgeting is simplified and the strain on your cash flow is lessened. You know exactly how much you have to pay each week, no extra costs and no hidden charges. As long as you maintain these repayments the equipment is yours to use. Loan Terms and repayment frequency are subject to lender criteria and suitability, please speak to a consultant to discuss.

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